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PhonePe UPI Recruitment 2026 | Product Operations Analyst | Freshers | Bengaluru City | ₹5–8 LPA Expected

 PhonePe Recruitment 2026 is hiring Product Operations Analysts in Bengaluru. Freshers and candidates with 0–2 years of experience and a Bachelor's degree can apply for this opportunity.

The role focuses on data analysis, operational reporting, process improvement, issue resolution, and cross-functional collaboration. Candidates with knowledge of Excel, SQL, data visualization, and analytical problem-solving can explore this opportunity.

PhonePe Product Operations Analyst Freshers Hiring 2026 Bengaluru
PhonePe Product Operations Analyst Freshers Hiring 2026 Bengaluru

Job Overview

Company: PhonePe

Job Role: Product Operations Analyst

Experience: 0–2 Years (Freshers Eligible)

Qualification: Bachelor's Degree

Job Type: Full-Time

Location: Bengaluru, Karnataka, India

Work Mode: Onsite

Salary: ₹5–8 LPA (Expected)

Industry: Insurance / InsurTech

Application Mode: Online

About Phonepe

PhonePe Limited is a technology company that builds digital platforms across Payments, Digital Distribution Services, and Financial Services.

PhonePe focuses on technology-driven products and platforms and provides opportunities to work on complex business and operational challenges in a fast-paced environment.

About Role

As a Product Operations Analyst, you will support operational processes through data analysis, reporting, process improvement, issue monitoring, and stakeholder coordination.

The role requires working with tools such as Excel, SQL, and data visualization platforms to analyze operational data and convert insights into useful recommendations.

You will also collaborate with partner insurance organizations and internal business, product, technology, and customer service teams.

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Key Responsibilities

As a Product Operations Analyst, you will:

  • Conduct in-depth analysis of operational data to identify trends and patterns.
  • Identify areas for operational improvement.
  • Translate data insights into actionable recommendations.
  • Create and maintain daily, weekly, and monthly reports.
  • Develop and maintain dashboards to monitor KPIs and business trends.
  • Use Excel, SQL, and data visualization tools for data analysis.
  • Automate reporting processes wherever possible.
  • Evaluate existing operational processes.
  • Identify bottlenecks and inefficiencies.
  • Assist in documenting process improvements.
  • Monitor business application dashboards and anomaly detection systems.
  • Investigate the root causes of errors and analyze their business impact.

Eligibility Criteria

  • Bachelor's degree in Engineering, Business, Finance, Operations Management, or a related field.
  • 0–2 years of relevant experience.
  • Freshers may be considered for this entry-level opportunity.
  • Strong analytical and problem-solving abilities.
  • Good written and verbal communication skills.
  • Ability to work independently and as part of a team.
  • Strong attention to detail.
  • Ability to work in a fast-paced and results-oriented environment.
  • Insurance or financial services experience is an added advantage.

Required Skills

  • Data Analysis
  • Microsoft Excel
  • SQL
  • Data Visualization
  • Dashboard Creation
  • Reporting
  • Analytical Thinking
  • Problem Solving
  • Process Improvement
  • Root Cause Analysis
  • Issue Resolution
  • Documentation
  • Communication Skills

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Preferred Skills

  • Insurance / InsurTech knowledge
  • Financial services knowledge
  • Operational analytics
  • KPI monitoring
  • Reporting automation
  • Business process improvement
  • Business application monitoring
  • Data visualization tools
  • Ability to explain data insights to technical and non-technical stakeholders

Why Join PhonePe?

  • Opportunity to begin a career with a technology-driven company.
  • Exposure to product and business operations.
  • Practical experience with data-driven decision-making.
  • Opportunity to work with Excel, SQL, and data visualization tools.
  • Exposure to insurance and InsurTech operations.
  • Collaboration with business, product, technology, and customer service teams.
  • Opportunity to develop analytical and problem-solving skills.
  • Gain experience in operational process improvement and reporting.

Job Location

Bengaluru, Karnataka, India

The provided job description does not specify whether the position is work-from-office, hybrid, or remote.

Expected Salary

₹5–8 LPA (Expected)

The salary mentioned above is an expected estimate and is not officially specified in the provided job description. Candidates should verify the actual compensation during the recruitment process.

Selection Process

The exact selection process is not specified in the provided job description.

Candidates should be prepared for possible stages such as:

  1. Application Screening
  2. Aptitude / Analytical Assessment
  3. Excel / SQL or Data Analysis Assessment
  4. Operations / Functional Interview
  5. HR / Final Discussion

The actual selection process may vary depending on the company's recruitment process.

How to Apply

Interested and eligible candidates can apply online through the job listing.

Apply Online: PhonePe Product Operations Analyst 

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Candidates should verify the job status and application details on the listing before applying.

Important Note While Applying

  • Make sure you meet the Bachelor's degree requirement.
  • The job specifies 0–2 years of experience.
  • Highlight Excel, SQL, data analysis, reporting, and dashboard skills in your resume.
  • Mention relevant academic or personal projects involving data analytics or operations.
  • Revise basic SQL queries and Excel functions before the interview.
  • Understand KPIs, dashboards, data interpretation, and root cause analysis.
  • If you are a fresher, be ready to explain how your academic projects demonstrate analytical and problem-solving abilities.
  • Basic knowledge of insurance or InsurTech can be helpful.
  • ₹5–8 LPA is an expected salary estimate, not an official salary mentioned in the provided JD.
  • FreshHire Daily only shares job opportunities from company career portals or trusted recruitment sources. We do not charge any fee for job applications or recruitment.

Basic Interview Questions

  1. Tell me about yourself.
  2. Why do you want to join PhonePe?
  3. What do you understand by Product Operations?
  4. What does a Product Operations Analyst do?
  5. How do you use Excel for data analysis?
  6. What is SQL and why is it useful for an Operations Analyst?
  7. What is a KPI?
  8. How would you create a dashboard to monitor business performance?
  9. How would you identify a trend from operational data?
  10. What is root cause analysis?

Disclaimer

This job information is shared for educational and informational purposes only. We are not recruiters or affiliated with PhonePe. Salary figures marked as expected are estimates and should not be treated as official compensation. Candidates should verify eligibility, salary, work mode, job status, and other details through the relevant job listing before applying.

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